Jimmy Jambone here.
Student debt can be as high as £40,000, but that is insignificant next to the lost compound interest opportunity on meager savings invested in one’s late teens or early 20s. By this I mean savings you can’t make if you’re first studying and secondly paying off debt. I can demonstrate that 14 years of saving (16 to 30) would grow to about £330,000 at 65. That’s a good pension plan sorted by the time you are 30.